Shiny, a woman from a fishing village in Kerala, works on daily wages. She wakes up early every morning to buy and sell fish, borrowing at high rates to sustain her household. This reliance on daily, weekly, or monthly earnings is not unique to Shiny, with payday loans and credit card debt becoming prevalent in low-income households. The lack of resilience in these households is a significant problem, as any unexpected event can disrupt their lives severely. To address these challenges, financial guidance and support are crucial for non-savers in low-income households. Systemic changes, such as access to financial markets and better quality education and healthcare, are also needed. Additionally, individuals can play a role in mentoring and guiding these non-savers to build strength and resilience. By offering financial guidance and support, we can make a significant difference in the lives of domestic helpers and small service providers.