If you have invested in a 5-year post office fixed deposit and find yourself needing the funds urgently, you might consider breaking the FD. However, it is vital to understand the implications of this decision. In such scenarios, if a 5-year post office FD is prematurely withdrawn, the depositor will receive only the interest rate applicable to a regular savings account. This would result in lower returns compared to the original fixed deposit. To learn more about the details and consequences of prematurely breaking a 5-year post office FD, click on the link above.