The article discusses the charges levied by State Bank of India (SBI), HDFC Bank, ICICI Bank, and Punjab National Bank (PNB) for Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) transactions in April 2024. It provides a comparison of fees charged by these banks for both RTGS and NEFT services. The article aims to help customers understand and choose the bank that offers the most competitive charges for these fund transfer services.