According to a recent survey, health insurance premium for 52% of policyholders shot up by over 25% last year. This significant increase in premiums has put a financial burden on many individuals and families. The survey highlights the rising cost of healthcare and the challenges it poses for policyholders. In light of these findings, it is essential for individuals to explore ways to reduce the impact of the premium hike.

One option is to review your existing health insurance policy and compare it with other available options in the market. Look for policies that provide similar coverage at a lower premium or offer additional benefits at a reasonable cost. It is also important to consider the network of hospitals and doctors covered by the policy, as well as the claim settlement process.

Another way to mitigate the impact of the premium hike is by adopting a healthier lifestyle. By focusing on preventive measures and taking care of your health, you can reduce the frequency of medical expenses and, in turn, the need for insurance claims. Simple actions like regular exercise, a balanced diet, and regular health check-ups can play a significant role in maintaining good health.

Moreover, policyholders should be aware of the various discounts and incentives offered by insurance companies. These can include loyalty discounts for long-term policyholders or discounts for maintaining a healthy lifestyle. By taking advantage of these offerings, policyholders can reduce their premium burden.

In conclusion, the survey highlights the substantial increase in health insurance premiums experienced by a majority of policyholders. It is crucial for individuals to proactively explore ways to manage this financial burden. By reviewing their policies, adopting a healthier lifestyle, and leveraging available discounts, policyholders can take steps to reduce the impact of the premium hike and ensure adequate healthcare coverage.