Independent Market Expert, Hemang Jani, suggests investors consider Bajaj Finance for stable returns of around 18-20%, while recommending Axis Bank and ICICI Bank for better growth prospects. Jani highlights Bajaj Finance’s healthy growth in assets and parameters, making it a recommended stock for investors seeking stable returns. However, for those looking for growth, Jani suggests considering banks like Axis Bank or ICICI Bank, which offer better growth prospects due to higher valuation comfort.