According to an online survey by LocalCircles, a majority of people will stop using UPI if a transaction fee is introduced. The survey, which received over 34,000 responses, also found that a sizable number of respondents have already experienced a transaction fee being levied on their UPI payments. The discussion paper released by the Reserve Bank of India proposed a tiered structure charge on UPI payments, but the finance ministry clarified that there was no proposal to levy charges on UPI transactions.