September 26, 2025

When it comes to safe investments with fixed returns, Fixed Deposits (FDs) are still the darlings of many Indian savers. Big banks like State Bank of India (SBI), HDFC Bank, ICICI Bank, Punjab National Bank (PNB), and Bank of Baroda are rolling out attractive FD interest rates for both regular and senior citizen investors. Let’s spice it up with some hot numbers! SBI’s FD rates range from 3.05% to 6.60% for general customers. But the real masala is for senior citizens who can earn a sizzling 7.10% on the special 444-day Amrit Vrishti FD. That’s some serious juicy interest! Over at HDFC Bank, general customers get between 2.75% and 6.60%, while senior citizens can feast on up to 7.10% interest on deposits held for 18 months to just under 21 months. ICICI Bank matches this with rates between 2.75% and 6.60% for the rest, but senior citizens get a tempting 7.10% on FDs from two years and one day up to ten years. Punjab National Bank (PNB) spices things differently: general deposits start at 3%, topping at 6.60%, and senior citizens get up to 7.10% for a tenure of around 390 days. Bank of Baroda, not to be left out, offers the highest senior citizen rate also at 7.10% for the 444-day FD, starting from 3.50% for general citizens. Here’s a quick snapshot: - SBI: 3.05%–6.60% (general), 3.55%–7.10% (senior), best rate for 444 days - HDFC Bank: 2.75%–6.60% (general), 3.25%–7.10% (senior), best for 18-21 months - ICICI Bank: 2.75%–6.60% (general), 3.25%–7.10% (senior), best for over 2 years - PNB: 3.00%–6.60% (general), 3.50%–7.10% (senior), best for 390 days - Bank of Baroda: 3.50%–6.60% (general), 4.00%–7.10% (senior), best for 444 days So, senior citizens stand to earn the spiciest interest rates, hitting a hot 7.10% across all these banks, especially on special mid-term deposits. Investors keep a keen eye on interest rate shifts, but fixed deposits still provide safe and steady returns that many Indians love. If you want to grow your money safely, then picking the right FD plan with the highest interest is the name of the game. Start comparing these top banks now, and let your savings simmer and rise with the best FD offers in town!

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Tags: Fd rates, Sbi fd, Hdfc fd, Icici fd, Pnb fd, Bank of baroda fd,