The Indian rupee, Pakistani rupee, and Philippine peso are trading near multi-year lows against the UAE dirham. This benefits UAE expatriates who regularly send money home. As of January 2026, the Indian rupee trades around ₹24.95 per dirham, the Pakistani rupee at 76.67, and the Philippine peso near 15.98. This means UAE expats get more local currency for every dirham. Currency experts say the rupee is weak due to global pressures and a strong US dollar. The Philippine peso faces volatility from political and economic uncertainties. The Pakistani rupee remains near historically low levels, helping steady remittance inflows. Pakistani remittances reached about $3 billion in January 2025, showing steady growth. Many Gulf countries, including the UAE, are key remittance sources for South Asia and Southeast Asia. Financial advisors suggest caution. Many recommend a split transfer strategy: sending some money now to lock in current rates and waiting to see if rates improve for the rest. Markets can change quickly due to global rates and geopolitical factors. For Indian expats, the near-record low rupee means more value per dirham. Many have already increased their remittances. Pakistani expats find stable remittance value as the rupee stays weak. Filipino expats benefit from current peso weakness but should watch political shifts. Experts also recommend checking live exchange rates daily, using trusted exchange services, and considering family needs when planning transfers. Despite the current advantage, currency values can shift, so staying informed is key. In short, the soft Indian rupee, Pakistani rupee, and Philippine peso facing a strong UAE dirham offer UAE expats a rare chance to send more money home. But experts stress planning and partial transfers work better than trying to perfectly time the market.