The Netherlands faces a big challenge: much of its land lies below sea level, and rising waters and floods are becoming more common. At the same time, millions need affordable homes but space on land is very limited. Instead of only fighting water with dikes and dams, Dutch communities are learning to live with it by building floating homes. Floating homes are not houseboats but solid buildings set on concrete foundations that float on water. These homes are connected to electricity, water, and sewage like normal houses. They rise and fall with water levels, giving residents safety during storms. Siti Boelen, who lives in a floating neighborhood, told the BBC she feels safer because her home floats instead of resisting the water. One well-known project is Schoonschip in Amsterdam, which started in 2009. It has 30 floating houses that share solar power, heating, rainwater collection, and waste management. This community proves floating homes can be both climate-friendly and sustainable. Cities like Amsterdam and Rotterdam are changing laws to support more floating neighborhoods. Rotterdam already has Europe’s largest floating office and a floating dairy farm, seeing water as an opportunity, not only a threat. Dutch experts and companies like Waterstudio and Blue21 are designing floating projects worldwide. A major project in the Maldives aims to house 20,000 people on floating districts, a key solution for island nations threatened by rising seas. Plans for floating islands in the Baltic Sea could hold up to 50,000 residents. Living on water has challenges, including movement during storms, special infrastructure needs, and higher building costs. Still, experts believe large floating developments are vital as millions face displacement from floods in coming decades. Floating homes offer a smart way to add housing without taking farmland or green spaces. As natural risks grow, the Dutch model shows how cities can adapt to climate change by building with water, not against it. This innovation is shaping future homes from Amsterdam to the Maldives, turning water into a place to live.