Buying off-plan property in Dubai means purchasing a home or investment before it is fully built. Buyers pay an initial booking fee and milestone payments as construction progresses. Financing usually happens near handover. This method allows lower starting prices and payment flexibility. Popular areas include Jumeirah Village Circle, Dubai South, and Business Bay. Ensure the project is registered with the Dubai Land Department (DLD) and Real Estate Regulatory Agency (RERA). Payments go into escrow accounts to protect buyers' money until construction targets are met. Costs include booking fees, a 4% DLD registration fee, trustee fees, and escrow handling. Developers typically cover brokerage fees, saving buyers extra charges. Buyers sign a Sales and Purchase Agreement (SPA) detailing payment schedules, deadlines, and legal terms. Payment plans vary, frequently allowing 50-70% during building and the rest at handover. Most arrange mortgages late in the process. Banks require proof of stable income. Buyers should track construction via the Dubai REST app or RERA website. After completion, final payments are made, title deeds registered, and mortgages released. Advantages include lower prices, flexible payments, developer incentives, and capital growth potential. Risks involve construction delays, market changes, quality gaps, and financial commitment. Experts advise checking escrow registration, developer reputation, and ongoing costs before buying. Off-plan buying remains a strong choice for entry into the Dubai property market, provided buyers do careful research and financial planning.