A tragic accident in Delhi showed a big legal problem for victim families. Surender Kumar Ahirwar, a cyclist, died in 2024 after a car hit him. The driver, Vishnu, also died in the crash. The car had no third-party insurance, and Vishnu left no money or property behind. This leaves Ahirwar’s wife and two children without compensation. The Patiala House Court, led by Judge Abhilash Malhotra, is handling the case. The court tried to auction the car, but the money earned won’t be enough to help the victim’s family seriously. The driver’s elderly parents said they live in a jhuggi and have no property from their son. The legal services group confirmed they can't help because the driver wasn’t a hit-and-run but died, making current schemes inapplicable. Recent government data shows nearly 45 percent of vehicles on Indian roads are uninsured, mostly two-wheelers. The Motor Vehicles Act requires all vehicles to have third-party insurance, but many don’t follow this rule. In 2018, the Supreme Court toughened insurance rules, but the problem remains. Legal experts say this case exposes a policy gap in India’s compensation system. They suggest widening the Motor Vehicle Accident Fund to cover cases where drivers are uninsured and can’t pay compensation. This would protect families like Ahirwar's, who lost the sole breadwinner. Judge Malhotra has asked the Ministry of Road Transport and Highways to find if any government scheme can help victims in such unique but painful situations. The case highlights a grim reality: lack of insurance and driver assets can leave families stranded after road tragedies.