RBI Issues Draft Guidelines for Bank Lending to REITs with Secured Loans and Exposure Limits

February 14, 2026

RBI Issues Draft Guidelines for Bank Lending to REITs with Secured Loans and Exposure Limits

RBI has released draft guidelines for banks lending to REITs. Loans must be secured, avoid balloon repayments, and exposure capped at 49% of REIT asset value. Public feedback open till March 6; rules may start July 1.

RBI Proposes New Scheme to Boost Rural Credit and Strengthen Local Planning

February 14, 2026

RBI Proposes New Scheme to Boost Rural Credit and Strengthen Local Planning

The RBI rolled out a revised scheme to increase credit flow in rural areas. It wants banks to expand access in villages over 5,000 people and ease loan processes. Districts with low credit deployment will get extra monitoring to strengthen financial inclusion.

RBI Eases Loan Rules: Higher Bank Limits for Acquisition Finance and Stock Market Loans

February 14, 2026

RBI Eases Loan Rules: Higher Bank Limits for Acquisition Finance and Stock Market Loans

RBI allows banks to refinance acquisition debts and raises individual loan limits to ₹1 crore against shares. New rules start from April 1, 2026.

Two Banks Show Interest in Pension Fund Management, PFRDA Opens Window Till March 31

February 14, 2026

Two Banks Show Interest in Pension Fund Management, PFRDA Opens Window Till March 31

PFRDA chairman Sivasubramanian Ramann says two banks have applied for pension fund management. Investments in gold ETFs and new retirement payout products are in the pipeline. The application window remains open until March 31.

Kenya’s Central Bank Warns Against Damaging Currency in Valentine’s Cash Bouquets

February 14, 2026

Kenya’s Central Bank Warns Against Damaging Currency in Valentine’s Cash Bouquets

Kenya’s Central Bank has issued a warning against damaging banknotes used to make popular Valentine’s Day cash bouquets. The trend of gifting money bouquets instead of flowers is spreading, but damaging notes can cause costly problems. Despite the warning, demand for cash bouquets continues to rise in Nairobi.