If you bought gold and silver in the last year and a half, experts say now is the time to take profits. Sahil Kapoor, head - Products and market strategist at DSP Mutual Fund, said, "If you bought gold and silver over the past year and a half, this is the time to take profits and be a fence sitter." Over 18 months, gold rose 101% in dollar terms and 116% in rupee terms. Silver jumped 167% in dollar terms and 198% in rupee terms. However, silver has fallen 36.63% and gold 7.8% from their all-time highs reached in January 2026. Despite lower prices, experts feel it is not the right time for big fresh investments. Akshay Chinchalkar, managing partner and strategy head at The Wealth Company, said, "Precious metals are priced to perfection after the sharp run-up in prices we saw over the last couple of years." He advises waiting for a "big crack" before using lump-sum money and prefers investors use Systematic Investment Plans (SIPs) to gradually increase gold exposure. The rise in gold and silver was mainly due to safe-haven demand amid geopolitical tensions, US trade policies, inflation, and central-bank buying. Silver’s rise also reflects its growing industrial use in solar panels, electric vehicles, and AI technologies. Kapoor warned new investors, "New investors should not enter with large weights or allocate fresh funds at this time. At best, to avoid FOMO (Fear of Missing Out), start a token SIP, if you can't control your urge to participate."